Brisbane Slow And Steady Growth Ideal For Investors

Brisbane has been slowly gaining traction in property capital gains, as the median dwelling prices at $461,000. Property experts are predicting a growth slowdown in the market, making Brisbane ideal for investors, as it is “slowdown – proof”. Investors have shown interest in Brisbane as it enjoys a steady increase in transaction and buyer interest. Over the past year, growth has been up by nearly 5%. The Brisbane and Gold Coast area rental yield for both houses and units finished at a 4.4% and 5.4% increase respectively, toppling the number of Sydney – at 3.1% and 4.1%, and Melbourne – [...]

By |Thursday, November 5, 2015|Categories: Economic Growth, Property Investment|Comments Off on Brisbane Slow And Steady Growth Ideal For Investors

5 Wellness Tips in the Workplace

Health and wellness are important aspects in maintaining productivity in the workplace.  Here are 5 ways you can make healthy habits count. Pack your lunch. Research shows that people who prepare their meals are more likely to lose weight. Steer clear from fast-food, as  these food types can increase the risk of long-term diseases, such as diabetes and heart problems. Get rid of smoke breaks. Instead of using the 15 minutes to puff a cigarette, consider taking a walk for fresh air. Studies show that if you ditch smoking by age 40, you can reduce smoking – related deaths by [...]

By |Monday, October 26, 2015|Categories: Advice, Health & Wellness, Workplace|Comments Off on 5 Wellness Tips in the Workplace

Sydney Median Soars to $1 Million

Sydney house prices recorded a staggering 7.58% growth in the July quarter, pushing the median home values to $1,017, 500. Sydney has outperformed all capital cities in housing growth for the July quarter, with all capital cities finishing at an average growth of 0.92%. Melbourne was a distant second to Sydney in property growth, finishing at 3.10% for July, with a median house value of $683,000. Resource states, such as Darwin and Perth continue their poor performance for the year, as values dropped by 6.41% and 4.34% respectively. Read more about this on the website.

By |Thursday, September 24, 2015|Categories: Finance|Comments Off on Sydney Median Soars to $1 Million

Communicate Effectively In The Workplace

Communication should not be a problem – after all, it is instinctive for humans to communicate on a daily basis. There are certain things to consider to communicate effectively in the workplace. It is important that miscommunications are avoided, as these can lead to a drop in productivity and employee motivation. Here are several ways you can get your point across in the workplace effectively. Handle conflicts with ease. By understanding that minor issues can become major problems in the workplace, it is best to handle conflicts as soon as it arises. Open a line of communication and encourage employees [...]

By |Tuesday, September 15, 2015|Categories: Communication, Workplace|Comments Off on Communicate Effectively In The Workplace

Workplace Stress Management Tips

One of the major factors that affect workplace productivity and employee motivation is stress.  While stress is commonplace in the office, there are ways you can deal with it so that you remain productive and breeze through your tasks with ease. Here are several ways you can manage stress in the workplace: Recognize warning signs of stress. When you start your day and see the overwhelming tasks you have to accomplish throughout the day, this triggers the early signs of stress. Starting your day on the wrong foot will affect your productivity, as you become more irritable and depressed. When [...]

By |Tuesday, September 8, 2015|Categories: Stress Management, Workplace|Comments Off on Workplace Stress Management Tips

Why Invest in Property?

Property has been the investment of choice for most Australians who want to build up long term assets and provide them with a steady cash flow. Although there are many asset classes in the market - such as cash, bonds and stocks, property has been considered the primary investment opportunity in Australia for its consistent performance and returns. It is interesting to note that even as good as it sounds, property requires a clear understanding of a lot of issues – from market trends, to taxation and property laws. This asset type requires long term planning and will cause you [...]

By |Monday, August 31, 2015|Categories: Property Investment|Comments Off on Why Invest in Property?

Wealth Protection Strategies For Retirement

So you’ve accumulated enough wealth by working more than half your life. Now it’s time for you to enjoy your hard earned money and hope it lasts you through retirement.  Pre – retirement is a crucial time as you should have strategies in place to protect your wealth. Life after retirement should be an exciting chapter in your life, and with your retirement fund in hand, securing it should be the least of your worries. When you are in your early 50’s, proper care should be made to ensure that you have a wealth protection plan for retirement. Usually, at [...]

By |Wednesday, August 19, 2015|Categories: Retirement, Superannuation|Comments Off on Wealth Protection Strategies For Retirement

What Are The Different Investment Types?

When choosing the best asset type, a clear understanding of the characteristics and risks involved should be undertaken before making an investment decision. Each asset type has their expected returns and risks, and management of these two are important to meet the market cycle and your current financial structure. Here are the different types of investments: Cash This is perhaps one of the most stable asset class as the income and risk are usually low. This is suitable for people who would like to invest in the short term and have very low tolerance for risk. Asset types can include [...]

By |Tuesday, August 11, 2015|Categories: Investment|Comments Off on What Are The Different Investment Types?

What You Need to Know About Self Managed Super Funds

SMSFs are private funds that – as the name suggests, funds that you can manage yourself. Of course, this type of funds are regulated and should follow rules set by the Australian Taxation Office. But, what exactly is a Self Managed Super Fund? SMSFs at a glance SMSFs are investment funds that should be established for the sole purpose of providing retirement benefits to its members. Each member of the fund is called a trustee, and are entrusted with legal duties governed by the ATO. SMSFs can have up to four members. SMSFs vs. other Super Funds Here’s a table [...]

By |Monday, August 3, 2015|Categories: Finance, Self-Managed Super Funds|Comments Off on What You Need to Know About Self Managed Super Funds

Saving Up for Your First Property

Getting a loan to purchase your first home may sound like a daunting task, especially when it is close to impossible to secure a 100% loan nowadays.  Lenders are more cautious before they help you finance your home, making sure that you are financially ready to keep up with your repayments. Saving up for your first property is the best way to get the home of your dreams. If you don’t know where to start, here are several tips on how you can save up without breaking a sweat Set realistic goals Before you go around shopping for property, make [...]

By |Monday, July 27, 2015|Categories: Advice, Investment, Property Investment|Comments Off on Saving Up for Your First Property

How to Manage Your Credit and Personal Debt Efficiently

It is common for people to turn to debt to pay off their homes, cars and even personal use. Credit can cause great financial stress if not managed correctly. If you have a loan under your belt, the goal is to cut it down and to stop borrowing more to alleviate your financial health. Here are some of the surefire ways to cut down debt: Only get credit you need One of the reasons why people have a hard time managing their debt is because they borrow more than what they can repay. When applying for credit, ensure that you [...]

By |Monday, July 13, 2015|Categories: Credit & Personal, Debt|Comments Off on How to Manage Your Credit and Personal Debt Efficiently

5 Tips to Increase Your Productivity

Are you having problems getting things done? You may be one of those that live on the saying: “So many things to do, yet so little time”. If you are having a hard time being productive, these 5 tips will help you get things done: Reflect and refocus every morning Start out your day by exercising and having a hearty breakfast. Relax your mind before you tackle your tasks for the day. When you plan at the start of the day - as much as possible, stick to it. Observe the 80 / 20 rule 20% of what you do [...]

By |Wednesday, July 8, 2015|Categories: Productivity, Workplace|Comments Off on 5 Tips to Increase Your Productivity
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