Dorian Traill, Author at Grand Capital Finance

How to Manage Your Credit and Personal Debt Efficiently

Dorian Traill2023-03-03T00:01:37+10:00

It is common for people to turn to debt to pay off their homes, cars and even personal use. Credit can cause great financial stress if not managed correctly. If you have a loan under your belt, the goal is to cut it down and to stop borrowing more to alleviate your financial health. Here are some of the surefire ways to cut down debt: Only get credit you need One of the reasons why people have a hard time managing their debt is because they borrow more than what they can repay. When applying for credit, ensure that you [...]

How to Manage Your Credit and Personal Debt EfficientlyDorian Traill2023-03-03T00:01:37+10:00

5 Tips to Increase Your Productivity

Dorian Traill2015-11-11T15:47:39+10:00

Are you having problems getting things done? You may be one of those that live on the saying: “So many things to do, yet so little time”. If you are having a hard time being productive, these 5 tips will help you get things done: Reflect and refocus every morning Start out your day by exercising and having a hearty breakfast. Relax your mind before you tackle your tasks for the day. When you plan at the start of the day - as much as possible, stick to it. Observe the 80 / 20 rule 20% of what you do [...]

5 Tips to Increase Your ProductivityDorian Traill2015-11-11T15:47:39+10:00

Stamp Duty: The Facts

Dorian Traill2015-11-11T15:48:36+10:00

Paying taxes is a fact of life for Australian Investors. Whether you purchase a car, real estate or other assets, the seller or the purchaser pays tax in some form, depending on the value of the transaction. For property transactions, this is called Stamp Duty. Stamp Duty is a legal tax requirement that needs to be paid within 30 days of the property transaction or settlement. The money collected from Stamp Duty is then used to maintain public services, such as education, healthcare and public safety. Stamp Duty is required in property transactions, however, certain exceptions are made for certain [...]

Stamp Duty: The FactsDorian Traill2015-11-11T15:48:36+10:00

What’s in store for the Australian economy for 2015?

Dorian Traill2023-03-03T00:01:37+10:00

The Australian economy has seen drastic changes in 2014 and the effects are expected to ripple through this year. What are the expected changes and how will the Australian landscape look for 2015? Australian Dollar. The AU dollar has fallen to US81 cents. This is favourable to help the economy transition to non – mining activity, but will make overseas travel and purchase more expensive. Interest Rates. The official cash rate has been on hold for 16 months at 2.5%. The current rates have stimulated housing construction. House prices are strong especially in Melbourne and Sydney, with house prices growing [...]

What’s in store for the Australian economy for 2015?Dorian Traill2023-03-03T00:01:37+10:00

The Northern Territory Government on rising House Prices

Dorian Traill2023-03-03T00:01:37+10:00

In an effort to subdue rising house prices, the NT Government has issued a land release program to assist homeowners as the market shifts towards high investor activity. Last year, 935 titles were released, up by 38% from 2013’s 677. Minister for Lands and Planning Peter Chandler believes that it is necessary to assist homeowners and help alleviate living standards as the housing market is dominated by home investors. The land release program has produced almost 6,000 dwellings in the Greater Darwin area alone in just over 2 years. This initiative is encouraging activity in the housing sector, as more [...]

The Northern Territory Government on rising House PricesDorian Traill2023-03-03T00:01:37+10:00

Customers Knocked Offline as NAB Online Goes Down

Dorian Traill2023-03-03T00:01:37+10:00

NAB’s Internet and Phone services have caught the ire of customers as it went offline Tuesday morning, as majority of their customers were welcomed into the New Year with the message: "NAB internet banking is currently unavailable". A spokesman for the bank said that services are coming back online, with several customers airing out their frustration on the NAB Facebook page. In 2012, NAB’s internet banking site also crashed, causing customers to not have access to their online services for 3 hours. Read more about this on the Age website. [/fusion_builder_column][/fusion_builder_row][/fusion_builder_container]

Customers Knocked Offline as NAB Online Goes DownDorian Traill2023-03-03T00:01:37+10:00

Property Market Performance for 2014

Dorian Traill2023-03-03T00:01:37+10:00

How did the Australian Property Market fare in 2014? Looking back at the start of 2014, there were many skeptics expecting a price drop for the year after a very strong performance in 2013. That didn’t happen, as property prices closed at a 7.9% annual increase, according to the CoreLogic RP Data Home Value Index. 2014 saw the rise in new dwellings to meet the growing demand and rising property prices. Because of these movements, property purchase is more expensive than rents, as reported in the State of the Market report in May. Despite this, property is still within the [...]

Property Market Performance for 2014Dorian Traill2023-03-03T00:01:37+10:00

SMSF Grows the Fastest Among Super Funds

Dorian Traill2023-03-03T00:01:37+10:00

Self – Managed Super Funds have increased by 29% in 5 years, making it the most popular and fastest growing super fund, nearly hitting the $560 billion mark. The Australian Taxation Office showed that SMSF’s account for a staggering 99% of the number of super funds across Australia, accounting for 30% of the $1.9 trillion total superannuation asset in the country. Contributions for SMSF’s have also increased by 5%, with member contributions exceeding employers by 3 to 1. With the growth in the SMSF sector, the Australian Securities and Investments Commission has called on auditors to adhere to the standards [...]

SMSF Grows the Fastest Among Super FundsDorian Traill2023-03-03T00:01:37+10:00

QLD Tourism targets Chinese travellers

Dorian Traill2023-03-03T00:01:37+10:00

The Regional Tourism Organisation for Tropical North Queensland is making a serious bid to entice foreign travellers after securing a $3 million fund to launch Cairns as a tourist destination. The Tourism organisation is targeting Chinese travellers and plans to secure direct flights from mainland China to Cairns, making it a prime tourist destination in the country. In their initial plan, Chinese cities Wuhan, Shanghai and Guangzhou are being considered for direct flights to Cairns via China Eastern Airlines. Read more about this on the Cairns Post website. [/fusion_builder_column][/fusion_builder_row][/fusion_builder_container]

QLD Tourism targets Chinese travellersDorian Traill2023-03-03T00:01:37+10:00

Consumer Confidence Slumps to Lowest Point in 3 years

Dorian Traill2023-03-03T00:01:37+10:00

Respondents to the latest Westpac – Melbourne Institute survey showed a bleak consumer outlook for 2015. The Consumer Sentiment Index dropped by 5.7% - the lowest it has been for 3 years, plummeting from 96.6 to 91.1. Westpac’s Chief Economist expressed concern over the results, calling it “disturbing”, as more people become worried about the stability of the economy and job security. Westpac was the first of the 4 big banks to change their forecast on the interest rate, predicting rate cuts as early as February and March of next year. Read more about this on the Sydney Morning Herald [...]

Consumer Confidence Slumps to Lowest Point in 3 yearsDorian Traill2023-03-03T00:01:37+10:00

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About Dorian Traill

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About Dorian Traill

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